Dish Drying Mat

This absorbent microfiber  is machine washable  and it's reversible.  I love that the dishes  dry faster when you  put it on top of this.  Although I have a big dish rack, I still ran out of space when pots and pans are also being washed.

Table Runner for my Dining Table

We seldom use our dining room table to eat.  We usually eat at our kitchen table.  I regretted buying a set of dining furniture since we hardly use it and we don't really need it.  Although it is good to have but I don't really see a  great use of it for a family of four like us.  But anyway, our dining are  serves as the  junk place for my product reviews and  my daughter uses it for her arts and craft.  I decided to clean it up and free it from mess last week, so now it looks like a formal dining room again and not a  junk area hehehe.   I don't have a  Burlap and Lace Table runner but a friend of mine gave me this table runner which I like.

Back To School Avery Supplies from Shoplet

We  went to the store twice already to buy all the kids school supply as the school opening is fast approaching.  They still have one more week of   break and then the school begins. I am  glad that  I received my  Avery supplies that Shoplet has sent me for review.   I received a heavy duty view binder, color label divider, and clear label divider.

These is a great set for me for this school year to organize my children's memos and communication from school.  I hate when I lose  a paper that needs to be signed or need to be returned from the teacher because you know, I am very forgetful (sign of aging lol).  These would help me keep in track and organize  at all times, thanks to Avery and Shoplet!

I love this Color Label Divider! This is sold in pack of 5 for $27.24 which is a pretty good price considering the amount of labels you get. It has three-hole punched for use in a standard binder.

Shoplet makes my life easier by sending me also a pack of Clear Label Divider. This is also sold in pack of 5 for $20.32. Perfect to use in a standard ring binder.

I have a few of this heavy duty View Binder at my office and glad that I got a new one because my husband is enrolled to the master's program at Doquesne University this Fall and he could use this to organize his paper works. This is sold at Shoplet for a low low price of $5.95.

Shoplet have everything that you need for your business and home including office supplies, office stationary, promotional products, promotional shirts and many others. 

Thank you so much again Shoplet!

Disclaimer: The author of this blog was NOT financially compensated to write this review. Opinions expressed is not in anyway influenced by other factors. The product/s mentioned above was provided for FREE for evaluation purposes.

Refinancing Mortgages To Save Money

When you set out to refinance your home, there are many considerations you must make. You want to save money on refinancing your mortgage, but you also want to make sure that the terms of the loan are more beneficial for the monthly budget overall. There are many things that can be done with the mortgage is refinanced. Getting each one of them done will make the family's financial future more bright.

1. Lower The Payment

Whether the interest rate is changing or the terms of the loan are changing, the payment needs to get lower. Every family wants to save money, and your family is likely no different. Taking a little bit off the family budget helps the family live more comfortably.

2. Change The Terms

Changing the terms of the loan could help the loan get paid off faster, but they could also allow you to have the mortgage company pay your property taxes. You could also stop escrow and keep the money for your property taxes yourself.

3. Change Companies

Many people who are dissatisfied with their mortgage lender can refinance their mortgage and change lenders. If you are not happy with your mortgage and want to get away from them, you should immediately seek to refinance the loan so that you can get better terms and better customer service at the same time.

The best mortgage serves your family before it serves your lender. When you need extra cash or better service, refinance the loan to make a better outcome for the family.